R.E.M.
Real Estate Management
Manage property portfolios, valuations and real-estate assets in one place — from acquisition through ongoing administration.
- Property registry
- Valuations
- Portfolio view
Capabilities in detail
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The full property record
Cadastral code, usage, property type including the central-bank classification, construction phase, energy class and the complete surface breakdown — plot, main use gross and net, storage and parking.
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Rights and encumbrances
Ownership and other real rights per property, with sibling-right resolution across parcels that have been identified as the same asset.
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Prenotations and mortgages
Prenotations recorded with their order of priority, the rights they attach to and the amounts they secure.
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Valuations
Appraisals by method, approach and validity period, attributed to the valuing company, with bulk import of valuation files.
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Duplicate detection
Weighted field-by-field matching scores candidate duplicates and proposes merges, so the same property is not carried twice in the portfolio.
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Auction tracking
Auction date, highest bidder, proceeds and amounts actually collected, kept on the property record through to disposal.
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Portfolio reporting
Property-interest, property-right and residential-portfolio reports, produced on a schedule and retained.
On the roadmap
Planned capability, not yet available. Timing and scope on request.
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ESG Pillar 3 collateral extract
Energy consumption in kWh/m² alongside the EPC label, actual and estimated values kept distinct, in the shape of the EBA template for loans collateralised by immovable property.
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Statistical revaluation
Advanced statistical models for monitoring and revaluation between full appraisals, each result carrying a confidence level, on the terms the EBA loan origination and monitoring guidelines allow.
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Model back-testing
Statistical valuations tested continuously against realised transactions, so model performance is evidenced to a supervisor rather than asserted.
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Valuer panel governance
A managed panel of accepted external valuers with sector expertise, independence and rotation recorded against every instruction.
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Appraisal ordering
Instructions raised, tracked and SLA-monitored, so an appraisal request and the report that answers it both live on the property record.
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Cadastre interoperability
Cadastral codes verified against the Hellenic Cadastre, with registered rights and encumbrances retrieved rather than re-keyed.
